Pawn Shops, Pawnshops or Pawnbrokers Locations Locator Map and Directory

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Most Recent Visitor Reviews

J B & B Pawn Shop

241 N Depot St
Lebanon, KY

this guy is very cheap i took 3 coins that weighed up to an ounce of silver and he would not give me more than 1 dollar a coin

Review by Hawker on December 25, 2011

I like this place...I can find a great deal on handguns, and rifles and then take them to the Sow N Sews for holsters and slings or custom load-bearing vets, cases, and bags. Because this place is also a Pawn shop, you know you can always find some really good deals..and he does haggle a bit if pressed.

Review by T-Knows on March 24, 2009

This pawn shop is an awesome pawn shop you can get signature musical instruments for a good price I got my sonor drumset for a good price.

Review by Jorge on March 22, 2009

This pawn shop is an awesome pawn shop you can get signature musical instruments for a good price I got my sonor drumset for a good price.

Review by Jorge on March 22, 2009

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About Pawn Shops, Pawnshops or Pawnbrokers

Pawn shops,or pawnbrokers offer money in exchange for an item of value. A person who pawns an item has a period of time during which he can buy his valuable back from the pawnbroker for the original loan plus a fee. After this agreed upon period of time, the pawnbroker is free to sell the item in his pawn shop. People who typically go to a pawn shop pawn gold, silver or jewelry, although the list of... Read More

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About Pawn Shops, Pawnshops or Pawnbrokers (Continued)

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...possible items that can be pawned is endless. From Wikipedia: A pawnbroker or pawnshop offers monetary loans in exchange for an item of value to the given pawn broker. The word pawn is derived from the Latin pignus, for pledge, and the items having been pawned to the broker are themselves called pledges or pawns, or simply the collateral. How the pawning process works Within a certain contractual period of time, the pawner of an item may purchase it back for the amount of the loan plus some agreed upon fee. If the time elapses without payment, the pawn shop is allowed to sell the pledged item to recoup the amount of his loan, which may have only been a fraction of its actual market value. Pawnbrokers often have a large number of formerly pawned objects for sale at their place of business, called a pawnshop or pawn shop, whereby they may recoup money that had been loaned out on an item subsequently forfeited by a pawn customer. Pawnbrokers can also purchase an item outright for cash with no repayment expected; these sometimes need to be held for up to 30 days by law before they can be offered for sale. Because of the risk to the pawnbroker of receiving stolen property, and the interests of the community in not allowing a legitimate businessman to act as a fence, laws to protect both these parties exist in some jurisdictions in the United States through the means of a hold placed on an item purchased by a pawnbroker. If a hold law is in effect, it will last up to approximately 30 days, depending on location.[citation needed] Such regulation is necessarily imperfect. Unscrupulous pawnbrokers buy goods from strangers with few questions, or turn a blind eye to certain customers, despite state laws in the United States that require a state issued ID card, Social Security number and physical description of a customer. Some local governments in the United States require a picture or thumbprint to be taken of the pawn customer. Few stolen items end up in pawnshops, though some claim that the nature of the business necessitates that some of the items will be stolen goods--many stolen items are just too common or too difficult for the authorities or even theft victims to identify and prove former ownership.[citation needed] According to the U.S. National Pawnbroker's Association, less than 0.1% of items that come through a pawn shop are stolen. Items of monetary value Pawnbrokers are often willing to take in many types of items including jewelry, electronics, musical instruments, firearms, vehicles and tools. Gold is considered an item that is never to be turned away, because even if the item is of relatively low value it can still be sold in bulk to a smelter to be sold for scrap gold. When an item is pawned the pawn broker will typically loan out however much money the customer needs, provided that it does not exceed 1/3 of the resale value of the item. This amount will vary greatly on the history that an individual pawnbroker has with a customer. History The pawnbroker or a pawn shop in the United States is generally subject to considerable legal restriction. Each state has its own regulations regarding pawnbrokers, generally regulating the amount of interest that is allowed to be charged on a collateral loan. In Massachusetts, a 2007 Boston Globe investigation suggested 10% monthly interest was not uncommon.